March 11, 2017 Rick Toney No comments exist

Gutter Problems – We Buy Boston Houses  – Rain gutters and downspouts are a critical component in helping to maintain a home and landscaping. The primary job of a gutter system is to collect and carry away rainwater. Without a good water management system in place, water can splash onto the siding causing staining, paint…

March 11, 2017 Rick Toney No comments exist

E-Signatures  – If you haven’t bought a house in the last 10+ years, then you may be in for a surprise the next time that you go to the closing. Any realtor knows that signatures can be difficult to attain around clients’ schedules and tight contract timelines. Between all of the paperwork that goes along…

March 11, 2017 Rick Toney No comments exist

A Real Estate Agent Can Help You  – Many outsiders often admire the life of a real estate agent. Daydreaming of setting his or her own schedule, receiving large sums of money through commission checks and getting to tour fabulous homes for a living. And, let’s not forget to mention helping clients realize the dream…

March 11, 2017 Rick Toney No comments exist

Could You Live In A Tiny House? – Many of us have thought about downsizing our homes at one time or another.  But, maybe not to the extreme that a tiny house can take it. Sure a tiny house has its perks like less initial expense, lower maintenance costs, insurance and taxes, going green and…

March 11, 2017 Rick Toney No comments exist

Increasing Your Curb Appeal Curb appeal is a home improvement that is often overlooked. While curb appeal can take on different forms with various cost levels involved, it can greatly improve the aesthetic of any home. Not only will you benefit from upgrades to the exterior of your home, but also your neighbors will as…

March 11, 2017 Rick Toney No comments exist

Moving With Kids (Or Pets)  – Moving can cause some of the greatest stress. Add in the purchase and/or sale of a house into the mix and stress overload . . . here we come! Believe it or not, moving ranks in the top 10 most stressful life events. When you add in the addition…

March 8, 2017 Rick Toney No comments exist

How To Sell A House That Did Not Sell How To Sell A House That Did Not Sell – Oh no!!!  You have the stigma of a house that didn’t sell! What to do and where to turn. Let’s begin by asking the question of why your house didn’t sell. Was it because it was priced…

February 25, 2017 Rick Toney No comments exist

What is LIHTC?   What is LIHTC – Affordable housing developers use LIHTC which stands for low income housing tax credits.  This is section 42 of the Internal Revenue Code (IRC).  Passed back in 1986, its purpose is to provide an economic framework, incentive and mechanism to develop, build and renovate affordable housing units across…

April 21, 2016 Rick Toney No comments exist

Vinyl Siding  – Tired of repainting your house every 5 to 10 years? Vinyl siding may just be the right solution that you have been searching for. This type of siding will usually entail a lower cost upfront as compared to conventional siding such as a traditional cedar siding. Some may believe this exterior finish…

April 14, 2016 Rick Toney No comments exist

Home Swimming Pool  – On a hot summer day, nothing beats jumping into a pool to cool off. But, with a home swimming pool comes maintenance and up-keep expenses. There are pros and cons that go along with having a pool. For some homeowners, the pros may outweigh the cons. However, in some instances, a…

April 7, 2016 Rick Toney No comments exist

MLS In 2016  – Technology has changed the way in which each local Multiple Listing Service, otherwise known as MLS’s, operate. Long ago, real estate agent’s relied heavily on the ‘up-book’ of listings and the once a week (or month) published MLS book. The impact that technology has had within the real estate marketplace is…

March 31, 2016 Rick Toney No comments exist

Real Estate Attorney  – Real estate transactions may call for a real estate attorney. But, what should you look for when choosing someone that will represent your best interests and needs to the fullest? Some states mandate the use of a lawyer in a real estate transaction. Such states include Georgia, Massachusetts, and South Carolina….

March 24, 2016 Rick Toney 1 comment

Home Improvement Trends 2016  – Nearly everyone desires a low maintenance home, but the millennial generation is at the top of the list. Many home improvements today focus on making a home lower maintenance for all generations. While other home improvements look to add a more modern design, Or increase energy efficiency. Let’s outline the…

March 17, 2016 Rick Toney No comments exist

Best Practices for Open Houses  – As a seller, you wait in anticipation to see if the open house will bring in a potential buyer. According to the National Association of Realtors 2014 Profile of Home Buyers and Sellers, 44 percent of buyers utilized an open house as a resource in their search for a…

March 10, 2016 Rick Toney No comments exist

Home Inspections In 2016  – Ah, the dreaded home inspection. For the seller, it can be suspenseful as they wait for the report to come back with any items that need to be fixed. For the buyer, it can mean a piece of mind that everything in the home is in working order and the…

March 3, 2016 Rick Toney No comments exist

Facebook Ads To Generate Leads  – Real estate marketing used to be about referrals, direct mail and flyers. Now, it’s gone on-line and marketing through Facebook is an excellent digital marketing opportunity. If you are looking for an ad platform that allows precise demographic and behavioral targeting, then look no further than Facebook. This cost…

February 25, 2016 Rick Toney No comments exist

Social Media In Real Estate  – Mention social media to a real estate agent and you may get a mixed reaction. There are some agents that absolutely love using social media to not only market themselves, but also properties for sale. Then, there are those agents that are hesitant to try social media or have…

February 18, 2016 Rick Toney No comments exist

Building Permits Overview  – Building permits range from electrical, plumbing, gas, well, septic, fireplace installation, finishing a basement and the list goes on. While building permits can be a major pain for both contractors and homeowners, they are meant to actually protect the general public against shoddy construction and inadequate materials that aren’t up to code….

February 11, 2016 Rick Toney No comments exist

What Is A Squeeze Page  – Websites are the main component of just about any successful business and, without a strategy in place to entice and convert website visitors into leads, then your website may just be passed over. A squeeze page can be defined as a landing webpage that is specifically designed to capture…

February 5, 2016 Rick Toney No comments exist

Bandit Signs  – You’ve probably seen marketing signs adorning street corners and front yards, but you may never have known what they are referred to as in the real estate investing world. Bandit signs. These signs are inexpensive to create and can provide unique and targeted campaign messages. Many successful real estate investor marketing systems…

January 27, 2016 Rick Toney No comments exist

Yellow Letter Marketing  – What are they and can you use them in your real estate investing business? If you are an investor, then you may already be familiar with yellow letters. In a nutshell, a yellow letter is just a handwritten letter used for marketing purposes that is composed on a yellow lined piece…

January 21, 2016 Rick Toney No comments exist

Flip This House As A Business  – Flipping houses. It offers the allure and appeal that we see on popular TV shows. From HGTV’s Flip or Flop to Flipping Vegas, these so-called “reality” TV shows paint a glamorous picture of flippers buying and renovating a house only to sell it and make a handsome profit….

January 15, 2016 Rick Toney No comments exist

Accent Lighting  – Light can work like magic. It has the power to transform a room or an object by illuminating it and bringing more attention to it. Whether you want to light up a piece of artwork or an accent wall, it can all be done relatively easily with the use of a lightbulb…

January 7, 2016 Rick Toney 1 comment

Hiring A Contractor  – If you are looking at building a new house or at a remodel to your existing property, working with a contractor can have its ups and downs. While dealing with a professional contractor can be a great experience, hiring a shady contractor can end up in a bad situation. The general…

December 31, 2015 Rick Toney No comments exist

Feng Shui In The Home – Did you know that January is home organization month? Thus, making it a great time to talk about the concept of feng shui in the home. Creating good feng shui energy in the home can help to enhance your life. Feng shui may be the answer you have been…

December 24, 2015 Rick Toney No comments exist

How To Remove Popcorn Ceilings  – It’s something that buyers cringe seeing when previewing homes for sale. The dreaded (and dated) popcorn ceiling. It’s a job that, with a little time and effort, can easily be tackled by a homeowner. But, can also be hired out at a reasonable price to a professional. Having a…

December 17, 2015 Rick Toney No comments exist

What Is the Right Size Home  – The loaded question – what is the right size home to fit your needs? Obviously, it’s one of the first questions that a realtor will ask. The vast majority of potential homebuyers will give the standard answer of the number of bedrooms and bathrooms that they would like….

December 10, 2015 Rick Toney No comments exist

Wood Paneling  – Wood paneling has a way of screaming ” the 1970s” when you enter a home. While many homes may still have the outdated paneling, dressing it up and giving it a fresh look can easily be accomplished on a limited budget. If an entire room or wall is covered with paneling, it…

December 3, 2015 Rick Toney 1 comment

What To Fix Before Selling A Home  – When a homeowner begins to think about putting their home on the market, they begin to wonder what to fix before selling a home to increase the sales price. If you are contemplating on renovating before selling, then you need to take a hard look at the…

November 26, 2015 Rick Toney No comments exist

Hot Water Heater  – We turn the hot water faucet on and magic happens. Hot water starts flowing out. It’s not until the hot water turns cold that we realize there may be a problem with the hot water heater. Typically, water heaters have a fairly long lifespan when compared to other household appliances. On…

November 19, 2015 Rick Toney No comments exist

Home Insulation  – With the cold season upon us, we thought it is important to write about home insulation. It’s something that most people never give any thought to. But, hidden in the walls of your home is an added layer of protection from the outdoor elements. One recent report by the North American Insulation…

November 12, 2015 Rick Toney No comments exist

Selling A House Online  – The internet has changed everything. Including the real estate world. This isn’t exactly headline news as the likes of online services such as Zillow and Trulia have been around for some time.  But, it is news when buyers or sellers can work strictly with an online-only agent as opposed to…

November 5, 2015 Rick Toney No comments exist

How To Find The Right Mortgage  – Shopping for the right mortgage can quickly become overwhelming. With so many loan options available today it’s important to understand how to find the right mortgage that fits your needs. Purchasing a home is a huge financial commitment. Not only do you have to find the perfect place…

October 29, 2015 Rick Toney No comments exist

Private Money And Lenders In Real Estate  – In the world of real estate investing, private money and lenders are common. However, many real estate professionals are unfamiliar with private lenders and what they bring to the real estate industry. Money makes the world go around and real estate deals cannot get done without it….

October 23, 2015 Rick Toney 1 comment

Tips For Stonework  – Stone can be so versatile.  From working with it on the exterior of your home to add curb appeal to carrying it inside to dress up a fireplace, the possibilities of using stone as an accent are endless.  Here are a few tips for stonework. Visit any store that carries stone and you…

October 15, 2015 Rick Toney No comments exist

Updating Kitchen Cabinets  – We all have them, but we may not love them. Kitchen cabinets. They can have a very specific taste and look that may not suit everyone. Therefore, it’s important to consider the different ways in which kitchen cabinets can be updated. Updating kitchen cabinets doesn’t have to be expensive. There are…

October 8, 2015 Rick Toney No comments exist

Current Home Lighting Trends  – You walk into the lighting section of any home improvement store and are quickly overwhelmed with the number of options available for lighting your home. Experts know the best tips for lighting that can provide both enough wattage for what you are doing and be flattering at the same time….

October 2, 2015 Rick Toney No comments exist

Another Brick In The Wall  – In case you haven’t already guessed from the title, this week we wanted to do an article about bricks. Now when you search for the keyword “bricks” online, there are a variety of things that pop up in the search rsults. Ranging from the brick boards on Pinterest all…

September 24, 2015 Rick Toney 1 comment

Buying A House In Probate  – Everybody loves a good deal and buying a house in probate can be a fantastic opportunity to own property with a lower cost to acquire it. Purchasing a probate property means that the property was once owned by a person now deceased. There Are Two Ways That A Property…

September 17, 2015 Rick Toney No comments exist

Multiple Offers For Your Home  – Buying and selling real estate can be some of the most stressful things in life.  Add in the proposition of having multiple offers and the stress becomes even more real. With the real estate market finally back on track, it’s not uncommon to see situations with multiple offers. Especially…

August 13, 2015 Rick Toney No comments exist

What’s Your Home Selection Criteria?  – Not only is purchasing a home considered as the largest financial commitment most people make in their lives, it can also be very stressful and emotional as well. Add in determining what criteria a home must have and you can easily feel overwhelmed. Everyone either has a list in…

July 16, 2015 Rick Toney No comments exist

Carbon Monoxide And Your Home  – With an average life expectancy of a carbon monoxide alarm ranging between 5 to 7 years, it’s important to understand the reasons on why they are needed in the home as well as what is required by law. While each state has separate requirements for these alarms, Massachusetts has required…

July 9, 2015 Rick Toney No comments exist

What Stays Behind After A Sale Let’s admit that sometimes it never crosses a buyer’s mind as to what is staying with the house after the transaction closes. In the MLS listing details, it shows what is included in the sale of the home.  But that can often be overlooked. Normal items that are included…

July 3, 2015 Rick Toney No comments exist

Drones In Real Estate Drones present a new and exciting technology for the real estate industry. Not only do they allow for a birds eye view of a property, but additionally they can serve as a convenient way to inspect a roof and other parts of a home. Drones can be summed up as an…

June 25, 2015 Rick Toney No comments exist

Dividing Real Estate in Divorce  – So you’re going through the Big D (and we don’t mean Dallas). Let’s face it. Divorce can be complicated and emotionally stressful. One of the most important assets of any divorce is the marital residence. Dividing assets can be difficult and real estate can be among the toughest to…

June 18, 2015 Rick Toney No comments exist

Buying A Second Home  – So you are thinking of buying a second home to use as an investment property or as a vacation home. Either way, you may want to do it sooner than later. With interest rates still at historic lows and property values affordable (yet stable), it’s a good time to weigh…

June 11, 2015 Rick Toney 5 comments

Tips For A Home Inspection  – As a homebuyer, there are many steps that happen in the purchase of a home.  Not the least of which is having a home inspection completed. By hiring a qualified home inspector, a property can be thoroughly evaluated by a neutral third party and any issues can be uncovered…

June 4, 2015 Rick Toney No comments exist

What Is The Value Of Your Home?  – Are you a homeowner that is guilty of overestimating your home’s value? If so, you are like so many others. Many homeowners overvalue their home over what a buyer would actually pay for it. The Journal of Housing Economics recently published a statistical study showing that homeowners…

May 29, 2015 Rick Toney No comments exist

Estate Sale 101 estate sale 101.  – When a loved one passes on, one or more of his/her relatives may be charged with the duty of transferring ownership and possession of all of the belongings and net assets from the clothes and personal affects to the real estate.  Legally, this can be very complicated and…

May 28, 2015 Rick Toney No comments exist

Top 10 Housing Markets Of 2015  – Depending on the website, article or news channel you land on, you will find a variety of observations as to what are the top 10 housing markets within the United States in 2015. One can become inundated with different top 10 real estate lists varying with several different…

May 21, 2015 Rick Toney 1 comment

Guide to Paint Sheens  – Walking into a paint section in any home improvement store can be mind boggling. Not only do you have to decide on a color by closely examining the thousands of different colors represented on the paint swatches, but the decision doesn’t end there. Next, you will be asked what size…

May 16, 2015 Rick Toney No comments exist

Short Sales And Flip This House  – Short sales have grown to be became more prevalent simply due to the fact we have been in a recovering economy. They happen when a homeowner cannot keep the mortgage current along with other financial issues. To minimize potential losses, the financial institution may agree to permit him/her…

May 14, 2015 Rick Toney No comments exist

Homeowner’s And Title Insurance  – It’s not uncommon for potential homeowners and current homeowners alike to become confused about homeowner’s insurance versus title insurance. While they are two completely and unrelated insurance policies, they both have to do with buying and owning a home. In general, homeowner’s insurance protects for disaster and theft while title…

May 7, 2015 Rick Toney 4 comments

Common Driveway Materials  – Many potential homeowners never give a second thought to driveway materials when looking at homes. However, a driveway can serve as an important part of any home’s first impression. A driveway can connect the property to the street and is often one of the first things that someone notices when they…

April 30, 2015 Rick Toney No comments exist

Words Can Help Sell Your Home  – Have you ever picked up a real estate magazine to flip through the pages only to find property description buzz words repeated over and over again? Not to mention on-line listing websites that also seem to have real estate buzz words on repeat? When selling a home, the…

April 23, 2015 Rick Toney No comments exist

Using Bitcoins In Real Estate  – The real estate industry is on the cutting edge of many issues. Bitcoins included. While the use of Bitcoins may not be mainstream trend yet, they are being seen throughout the industry and it’s important to understand the risk and rewards that Bitcoins present. What is a Bitcoin? Originally…

April 16, 2015 Rick Toney No comments exist

Countertop Trends Of Today  – Updating a kitchen or bathroom can be as simple as replacing the countertop or doing a complete remodel. That being said, there are a variety of countertop materials available that can fit nearly any budget and space. No matter what type of countertop you are looking for, you need to…

April 9, 2015 Rick Toney No comments exist

Real Estate Blogs  – Consumers in today’s world yearn for information easily found on-line. As real estate professionals, it’s important to us that we provide valuable knowledge to homeowners and would-be homeowners about real estate and other related topics. We began writing our blog with one simple goal in mind: To provide relevant information that…

April 2, 2015 Rick Toney No comments exist

Home Warranties  – Are you questioning if a home warranty protection plan is for you? Well, you’re not alone. Many home buyers and sellers wonder if a home warranty is money well spent or just money spent with no return. Basically, it’s a one-year service contract that begins on the date of closing which covers…

March 28, 2015 Rick Toney No comments exist

Sell Your Boston House  – After the decision is made to sell a home, everyone wants it to sell quickly. But, to do so requires the right balance of several factors. Here are our keys to selling your home.  Let’s sell your house. Make Sure You Price it Right – This is one of the…

March 26, 2015 Rick Toney No comments exist

Proper Care For Your Carpeting  – By properly maintaining and cleaning carpets in your home, you can ensure that they will last twice as long. Here are our top seven tips for the proper care for your carpeting: Tip #1: Make Sure You Are Vacuuming Right! Sure it may be as simple as plugging the vacuum…

March 19, 2015 Rick Toney No comments exist

Tips For Making Appliances Last  – Household appliances can make our day-to-day lives simpler and, when an appliance needs to be repaired or replaced, it can be costly and take time. The lifespan of an appliance will vary from one unit to the next but how much use and abuse it receives is a key…

March 12, 2015 Rick Toney 2 comments

Hottest Outdoor Decking Trends  – Outdoor entertaining has been all the rage these past few years and a big part of many backyards is a deck. From complex designs to simple solutions, a deck can easily change the use of any outdoor area. Decks used to just serve as a place for a backyard BBQ.  But,…

March 5, 2015 Rick Toney No comments exist

Get Your Yard Ready For Spring  – With thawing temperatures, our thoughts are turning toward longer days and warmer weather. A wide variety of things can be done both inside and outside your home in preparation for spring. Be definition, spring cleaning is a time-honored tradition that allows for a home to be thoroughly cleaned…

February 27, 2015 Rick Toney No comments exist

Water Conservation In The Home  – Water conservation in the home begins with you. Not only does it provide money saving opportunities on utility bills, but it also helps in other ways as well. The average American uses 70 gallons of water each and every day.  And, a household typically uses 130,000 gallons of water…

February 20, 2015 Rick Toney No comments exist

Pricing A Home For Sale Too High  – Think that your home will sell itself? Think again.  Not only does your home have to physically appeal to the prospective buyer, but it also needs to be priced according to market conditions. The proper pricing strategy must be employed in order to ensure that your home…

February 13, 2015 Rick Toney No comments exist

Real Estate Appraisals Explained – The home appraisal is a key component to the purchase of any third-party financed home purchase. Just because you have gotten a pre-approval from the bank doesn’t mean that it’s as easy as closing on the deal and moving in. The next hurdle you face is the appraisal of the…

February 7, 2015 Rick Toney 1 comment

For Sale By Owner In Boston  – We are about to enter Spring which is usually the busiest season of the year in residential real estate.  And, many owners will start thinking about selling their home and how to do it in the best way to generate the most after sale cash proceeds within their skill…

February 6, 2015 Rick Toney No comments exist

Your Home And Mold  – The winter and spring can often be typified by being cold and damp which can lead to mold growth due to indoor moisture and higher humidity levels. Not only can mold be bad for your home, but it can also be bad for your health. A variety of different types…

January 30, 2015 Rick Toney No comments exist

Refinishing Hardwood Floors  – Hardwood floors serve their primary purpose in any home by simply being there. While this flooring type is durable, it is also susceptible to traffic and other wear and tear which, over time, may mean time for a refinish. A hardwood floor refinishing project is doable for anyone with a little…

January 23, 2015 Rick Toney No comments exist

How To Update Your Bathroom  – Whether working on a small do-it-yourself (DIY) budget or hiring everything out with a larger budget, you have the power to reinvent your bathroom space no matter what size it may be. More and more homeowners are spending big bucks on bathroom remodels.  What used to be a $20,000…

January 16, 2015 Rick Toney No comments exist

Home Technology Trends  – A home’s technological capabilities have greatly transformed over the past decade. It used to be that buyers just looked to see where the phone jacks and cable outlets were in a room. Today’s tech-savvy homebuyer may just have a different list of needs and wants in a 21st century home. Let’s…

January 13, 2015 Rick Toney No comments exist

Radiant Flooring Systems – Many people have been installing radiant floor heating in their homes over the past few years.  It is gaining in popularity but, like any flooring system, there are pros and cons to using this system in your home.  Let’s review both sides: Pro: Waking up to a warm floor for your…

January 9, 2015 Rick Toney No comments exist

Home Design Trends In 2015  – Many go by the old saying “New Year, New Look”. While this saying can apply to a variety of things from a person to a house, let’s apply it to the home in this article. Wondering what design trends are here to stay and what trends are in the…

January 2, 2015 Rick Toney No comments exist

Take Care Of Your Chimney  – Lots of people believe their fireplace and chimney are permanent parts of their home that require little or no annual maintenance. While this area of the home is basically as maintenance-free as you can get, fireplaces and chimneys do require attention as they are part of the heating system…

December 30, 2014 Rick Toney No comments exist

Buying An Old Boston House? When you think about a future home purchase and you live in a part of the country which has an older housing stock, buying an old house becomes a distinct possibility. There are many pluses and minuses to this age of house which you need to consider. Here are just…

December 28, 2014 Rick Toney No comments exist

We Buy Old Boston Houses Are You Ready To Sell? We’ll Buy Your House Let Us Give You A Cash Offer Just Give Us Some Information Some Frequently Asked Questions Founded in 2013 By Rick Toney and Jodi Kenneally, Blue Moon Realty Group Is A Full Service Residential Redevelopment Company Specializing In The All-Cash Purchase,…

December 26, 2014 Rick Toney No comments exist

Mortgage Fraud And You  – With stricter lending standards in place following the housing market crash of 2008, many borrowers have committed some form of mortgage fraud. In fact, seventy-four percent of fraud cases reported to LexisNexis Risk Solutions in 2013 included a falsified application. Borrowers may not even give a second or third thought…

December 19, 2014 Rick Toney No comments exist

Is Winter The Best Time To Buy?  – You’ve cooked a gorgeous turkey and wrapped the Christmas presents with care, but you can’t help but wonder if now is the best time to list your home. Most folks automatically think that spring and summer are the busiest months in the real estate industry.  And, thus…

December 12, 2014 Rick Toney No comments exist

The 2015 Real Estate Market  – The 2015 real estate market predictions have begun as we prepare for the quickly approaching holiday season.  And, the turning of the calendar over to the new year.  We would also like to make some real estate market predictions for 2015. 2014 can already go on record as being…

December 9, 2014 Rick Toney 1 comment

Finding A Good Roofing Contractor  – Replacing your roof is not something you do maybe two to three times in your lifetime.  Therefore, finding a good roof contractor will take planning so that the completed product will meet your expectations.  Just do your homework and the results should be OK. Here are a few ideas…

December 5, 2014 Rick Toney No comments exist

Keep Your Home Ready To Show Putting your home on the market can be a big step for some and, an even more difficult task for most, is trying to keep the house in “showing” condition while on the market. While we understand it’s difficult to keep a home looking like a showroom, it can…

November 28, 2014 Rick Toney No comments exist

Homeowner’s Associations  – Believe it or not, one of every six Americans lives within a homeowner’s association. Many homeowner’s are unaware of the actual rules and regulations that go along with living in a community that has a homeowner’s association (HOA) and corresponding Covenants, Conditions and Restrictions (CC&Rs). Fifty-five million Americans are living within a development…

November 25, 2014 Rick Toney No comments exist

We Buy Tired Houses We buy old houses in Massachusetts. Any age, any price, any physical condition, any situation. Please call us today to discuss the sale of your property.  508.232.3194. Our entire process usually takes no more than 14 days from our first conversation till we close escrow. We are an all cash buyer. Founded…

November 21, 2014 Rick Toney No comments exist

Costs That Go Into Buying A Home  – All too often we get so caught up in the excitement that goes into buying a home that we forget to budget for other items that go into the costs that go into buying a home. Sure, when you are shopping for a home you are most…

November 14, 2014 Rick Toney 1 comment

Preparing Your Home For The Holidays. ‘Tis the season to start thinking about hosting holiday festivities and decorating. The holiday season brings families and friends together for gatherings large and small as well as short visits to extended stays. In between the gifts to shop for and wrap, meals to prepare and the entertaining.  Sometimes…

November 7, 2014 Rick Toney No comments exist

Top Buyer Turnoffs In A Home In many instances, home sellers are unaware of potential buyer turnoffs when they put their home on the market for sale. While you may love the look of your home, it can be considered as ‘too personalized’ to a potential buyer. Some buyers can look past certain items when…

October 31, 2014 Rick Toney No comments exist

Closet Organization Systems  – Ah . . . the proverbial problem that we all have which is too much stuff and not enough storage space! While the answer of ‘just organize’ seems like an easy solution, there are so many options when it comes to a closet organizing system. In fact, just Googling closet organization…

October 24, 2014 Rick Toney 2 comments

Upgrading Windows In Your Home – Looking for a quick and easy way to add value to your home and potentially save on your home’s energy costs? Then look no further than upgrading the windows in your home. Did you know that new windows are one of the top five things that potential buyers ask…

October 17, 2014 Rick Toney No comments exist

Steps To Winterizing Your Home  – Fall is in the air and the time change is just around the corner.  It’s the season to begin preparations to winterize your home. By completing a checklist for 10 simple steps to winterizing your home, you will be prepared when rain, snow, ice and wind arrive. Here are…

October 10, 2014 Rick Toney No comments exist

Student Loan Debt & Home Buyers  – Many generation X and millennials have been prevented from purchasing their first homes as they face the effects of carrying large student loan debt. This has had a tremendous impact on the housing market. One recent study showed that because of student loan debt, an 8 percent decline…

October 3, 2014 Rick Toney No comments exist

Facts About Freddie Mac  – Fannie Mae and Freddie Mac have operated under government control for the past six years. Together, these two mortgage giants guarantee approximately $4.5 trillion in mortgages with the majority of that dollar figure being issued as securities. The Federal Home Loan Mortgage Corporation (FHLMC), otherwise referred to as Freddie Mac,…

September 26, 2014 Rick Toney 4 comments

Ahhhh . . . . the basement. While it can be a great way to add extra space to your home, it can also be a source of additional problems. Perhaps the most common problem that we see in basements is that of water. Everything from runoff, groundwater and condensation all add up to bad…

September 19, 2014 Rick Toney No comments exist

Of course, you want to protect your home.  So, it’s only natural that we all turn to homeowner’s insurance to protect our largest investment. When, and if, disaster strikes you want to be prepared and know that you have enough coverage to protect yourself and your valuables. Here are the Top 9 Things That You…

September 12, 2014 Rick Toney No comments exist

Do It Yourself Tile Projects  – Thinking of a facelift for your kitchen or bathroom? One easy (and affordable) way to update these spaces is to consider adding or updating tile. The choices for tile are endless as are the color options and patterns. Tiling can be a great DIY home improvement project that doesn’t…

September 5, 2014 Rick Toney No comments exist

We have some great news to report as Fair Isaac Corporation (otherwise known as FICO) has just announced that the FICO credit scoring will be changed to reflect how unpaid debt is calculated.  This will be launched this Fall as FICO 9. Currently, lenders utilize a FICO score in roughly 90% of all mortgage lending…

August 29, 2014 Rick Toney 1 comment

Planning Checklist For Moving  – Planning a move can be stressful and overwhelming to say the least. Whether it’s a move across town or to a different state, the key to a smooth move into a new place to call home is planning, preparation and organization. Your to-do list may be a mile long from…

August 22, 2014 Rick Toney No comments exist

Tips For Fall Yard Maintenance  – The days are getting shorter and September is almost here. The kids are going back to school and we are beginning to think about the onset of Fall. With this season brings the time to start preparing your yard for the winter weather and spring blooms.  And, the seven…

August 15, 2014 Rick Toney 1 comment

How To Choose A Real Estate Agent If only choosing a real estate agent was as easy as looking at a list of people and going “Eenie, Meenie, Miney, Moe”. Whether you are buying or selling a property, you need a real estate professional to help you with all of the intricate ins and outs…

August 8, 2014 Rick Toney No comments exist

Home Affordable Refinance Program The Home Affordable Refinance Program (HARP) is a federal government initiative that has helped nearly 3 million American homeowners to lower their monthly mortgage payment and avoid a foreclosure or short sale. Almost one-third of the homeowners helped owed more on their homes than what their home was worth. Initially introduced back…

August 1, 2014 Rick Toney No comments exist

First Time Homebuyers Several years ago, first-time homebuyers accounted for approximately 40% of all home sales.  However, a recent National Association of Realtors (NAR) study showed that they only account for 28% today. While this may not be a big news headline to some, it does still cause some concern for those in the real…

July 25, 2014 Rick Toney No comments exist

VA Loans With over 21 million veterans nationwide potentially able to qualify for a VA loan, we are currently seeing 20-year highs of individuals and families applying for VA loans. In the first quarter of this year alone, VA loans accounted for over 8 percent of the loan market. This proves that veterans across the…

July 18, 2014 Rick Toney No comments exist

How To Find A Mortgage Broker Thinking about buying a new home or refinancing your current one? Then you should know that one of the first steps could be to find a good mortgage broker. Let’s face it.  The mortgage process can be confusing and the application procedure is daunting.  So having someone that can help…

July 11, 2014 Rick Toney No comments exist

Increase The Value Of Your Home As real estate agents, our clients frequently ask us for the best ways is to add value to their homes. While most homes are currently appreciating in value across the United States, it doesn’t hurt to do other improvements that will not only help the re-sale value of your home,…

July 4, 2014 Rick Toney No comments exist

Empty Nesters | Is It Time To Downsize Your Home? As an adult that currently has an empty nest, it may be time to think about downsizing your home as a larger home means more maintenance, higher utilities, higher insurance, higher real estate taxes and too much space to maintain. As many of us grow into…

June 27, 2014 Rick Toney No comments exist

Update Your Kitchen Many consider the kitchen to be the heart of the home. But, getting the right kitchen through remodeling can be expensive.  Luckily, there are a number of inexpensive methods to update your kitchen and fit within nearly any budget. While most of us don’t have our ‘dream’ kitchen, we can make minor…

June 20, 2014 Rick Toney No comments exist

Rising Home Equity Values For most people, our homes are our biggest personal asset.  That’s why when we hear that home equity is on the rise, we get excited about having a larger asset value. A higher net worth.  As of late, multiple reports have shown that home equity is increasing. One report showed that…

June 13, 2014 Rick Toney 2 comments

Replace Your Shingled Roof The mere mention of replacing the roof on your home may seem a bit daunting and expensive. There are many options out there and also many roofers to choose from.  Some good and some not so good. While the typical life span of a roof is anywhere between 20 to 25…

June 6, 2014 Rick Toney No comments exist

Hard Money Lenders So What Exactly Does “Hard Money” Mean? Investors typically consider money to be in one of two different types.  Hard or soft. Usually, soft money means that the terms are somewhat more flexible and also easier to qualify for. Think consumer debt.  Whereas, hard money typically has more strict terms and conditions…

May 30, 2014 Rick Toney No comments exist

Staging Your Home to Sell Do you want your home to sell faster and for more money?  Have you ever walked into a model home and been taken away by the impeccable décor and design taste?  Sure.  All of us dream about living in a perfectly staged home that is free from mess and non-designer…

May 23, 2014 Rick Toney No comments exist

To Disclose or Not to Disclose This can be a touchy subject for all involved as the sellers’ disclosure of the actual condition of their home is required to be truthful and accurate.   But, many sellers are ultimately afraid of the entire disclosure process. While laws vary from state to state with regards to seller…

May 16, 2014 Rick Toney No comments exist

On-line Real Estate Websites Do you know what garnered 360 million on-line visits last month alone?  Well, if you didn’t have an answer then let us give it to you.  Real estate geared websites. With the internet, nearly anything can be found with just a few simple key strokes. Zillow, Trulia and Realtor.com are considered as…

May 9, 2014 Rick Toney No comments exist

Investing In Residential Properties It seems that we get asked almost weekly about what the best way is to begin investing in residential real estate properties. With so many potential investors unsure of the ins and outs and, namely how to just get started in their real estate investing career, we thought it would be…

May 2, 2014 Rick Toney No comments exist

What Home Buyers Are Seeking – As real estate agents, we recognize that each homebuyer is unique in the qualities that they look for in a home. While each homebuyer has their individual wants and needs in a home, there are some consistent patterns among homebuyers today. One recent survey by Chase Research showed that…

April 25, 2014 Rick Toney No comments exist

Lead-Based Paint in Homes Did you know that 75 percent of homes that were built before 1978 contained some form of lead-based paint? It has been found that exposure to lead-based paint can be unsafe for children and adults alike. While there are temporary and permanent measures that you can take to reduce exposure, it…

April 18, 2014 Rick Toney No comments exist

Mortgage Interest Rates With the spring and summer buying season upon us, many home buyers are out shopping for deals.  Not only for a new place to call home, but also for the lowest mortgage interest rate. Luckily, current mortgage rates still remain extremely affordable and have just recently experienced a slight drop. While up…

April 11, 2014 Rick Toney No comments exist

zombie foreclosure alert A ZOMBIE FORECLOSURE takes place when the property has entered the foreclosure process but is vacated by the owner and left unattended despite the fact the owner still has the legal right to live at the property. This foreclosure process is not short and sweet, but rather it can be a long…

April 4, 2014 Rick Toney No comments exist

The Ins and Outs of FHA Loans The FHA was originally formed in 1934 and aids in providing affordable housing. The Federal Housing Administration (FHA), which is a government agency within the U.S. Department of Housing and Urban Development, doesn’t actually make the loans.  Rather, it insures the loans made by private lenders. This is…

March 28, 2014 Rick Toney No comments exist

Attention: Homebuyers – Tips for Improving Your Credit Score A consumer’s financial life hinges on one primary factor . . . the credit score! Unfortunately, many American’s today are not well educated about how to begin a credit history and keep a high score. Let alone how to keep tabs on their credit each year…

March 21, 2014 Rick Toney No comments exist

Is Your Home Ready for the Summer Air Conditioning Season? It’s now early spring making it the best time to call a professional for a service of your HVAC unit as the hotter months will quickly be upon us and are the busiest in the air conditioning industry. HVAC stands for Heating, Ventilation and Air…

March 14, 2014 Rick Toney No comments exist

Spring Lawn Maintenance Tips It seems as though each Spring we begin to think about landscaping and manicuring our precious front and backyard spaces and this year is no different. Soon the hum of lawnmowers will be filling neighborhoods on leisurely weekend afternoons. One study by the Professional Lawn Care Association of America revealed that…

March 7, 2014 Rick Toney No comments exist

Finishing Your Basement While having a basement in a home can be great for extra storage when unfinished, it can also be an added bonus of usable (livable) square footage should you decide to finish the space. On average, a finished basement can have a 66 percent payback according to a recent survey conducted by Remodeling…

February 28, 2014 Rick Toney No comments exist

Energy Efficient Improvements The long winter is nearly behind us and, for most of us, that means lower energy bills (or at least until we turn the A/C on). Gas and electricity prices have been on a continuous upward trend making energy efficient home improvements a hot topic among many. While upgrading to more energy…

February 21, 2014 Rick Toney No comments exist

Top Questions About Foreclosures Great deals can be found in real estate, especially through foreclosures. But typically foreclosures are not fully understood.  So, here are the top questions that we get at about the home foreclosure process. Q1: Does Massachusetts follow a judicial foreclosure or a non-judicial foreclosure? Answer: While a judicial and non-judicial foreclosure…

February 14, 2014 Rick Toney No comments exist

Short Sales Frequently Asked Questions We have dealt with many short sales and, along the way, have discovered that most sellers are unfamiliar with all of the options they have when it comes to selling their home if they are experiencing hardship. While a short sale may not seem like a simple answer to most,…

February 7, 2014 Rick Toney No comments exist

Quest for Home Financing Considering that the purchase of a home is usually the most expensive purchase of one’s lifetime, obtaining a mortgage is a big key that unlocks the door to the home of your dreams. For most Americans, hard work and determination can result in finding the perfect house.  But, working with a…

January 31, 2014 Rick Toney No comments exist

Feeling A Little Bold? Feeling A Little Bold? Ever thumb through a home décor magazine (like House Beautiful) and sit in awe of a brilliant paint color used on the wall of the model room photographed? If you are like most, you probably have.  Yet, perhaps have had doubts if you could really be that…

January 23, 2014 Rick Toney No comments exist

Home Buying Mistakes Worried about the top mistakes that homebuyers make (and how to avoid them)?  As a prospective homebuyer, are you overhelmed by the vast amount of research and paperwork that goes into searching for your dream home?  If you are, you certainly aren’t alone as the majority of homebuyers (whether first time or…

January 16, 2014 Rick Toney 1 comment

Home Maintenance Checklist Most homeowners are so excited when they purchase a new home and start thinking about home maintenance.  They spend extra time and money fixing it up and putting their own unique stamp on it. Then as time goes on the newness wears off.  And so does the thoughts about general/routine home maintenance….

January 9, 2014 Rick Toney No comments exist

Secrets To Selling Your Home  – Almost every homeowner in America has a ‘dirty little secret’ selling their home. While some secrets are insignificant and undetectable to most, like a well hidden patch in the wall or a case of mismatched touch up paint, there are some secrets that are just too big to hide.  And,…

January 2, 2014 Rick Toney No comments exist

New Office We Have A New Office.  After looking around a bit, we have decided to open an office at 179 Quincy Street, Brockton, MA  02302.  Suite D. We have about 1,400 SF with five small offices, a reception area and a break room.  With the addition of office furniture and accessories this weekend and…

December 26, 2013 Rick Toney No comments exist

Our New Website After a great deal of work and study, our new website is up and running.  It will evolve over the foreseeable future, but we are satisfied with its current state.   🙂 To be honest, countless hours watching videos on YouTube was the key.  There is literally person after person who has posted…

December 19, 2013 Rick Toney No comments exist

Blue Moon Realty Group – Flip This House Boston Blue Moon Realty Group Is A Residential Redevelopment Company Specializing In The Purchase And Renovation Of Older And Physically Distressed Throughout The Greater Boston Area And Eastern And Southern Massachusetts.  And, We Buy Homes For Cash.  We Also Are A Real Estate Solutions Company For Homeowners…